Most first-time investors may be better served by diversified options such as flexicap or multi-cap funds, which already hold pharma and healthcare stocks.
'Multi-asset funds have cornered 30 per cent of hybrid fund inflows in 2025, reflecting a growing preference for diversified portfolios that combine equity, debt and commodities.'
New investors should enter gradually and with a long horizon. 'Staggered investment through systematic purchase plans is advisable rather than lump-sum buying.'
'The trade deficit in some sectors is huge and that is an area of opportunity to localise.'
The India vs Pakistan match in the T20 World Cup will go ahead as scheduled after Pakistan's government on Monday decided to withdraw its boycott call.
The recent correction suggests that while precious metals hedge geopolitical tension and inflation, they are not immune to sharp short-term corrections and profit-booking.
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
rediffGURU Dr Upneet Kaur, a therapist and relationship counsellor based in Amritsar, suggests how you can deal with relatives who like to interfere with your life.
With medical inflation hovering at around 13-14 per cent annually, policyholders must reassess their sum insured once every two years.
Ambareesh Baliga's quick take on the markets after the increase in STT on futures and options trading...
A pickup in freight rates, rising fleet utilisation and a long-awaited replacement cycle are breathing fresh life into India's commercial vehicle (CV) market, strengthening the investment case for Tata Motors' CV arm (TMCV). Despite a broadly steady December quarter (Q3) performance, brokerages remain divided on whether the upswing is strong enough to offset margin pressures.
'Global uncertainty is something which definitely occupies the minds of officials when we are preparing for the Budget.'
After the viral video, the Ministry of External Affairs said the government remains fully committed to ensuring that fugitives wanted in India return to the country and face trial before the courts.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Wouldn't it be better to reach 45 with a backup engine of passive income that helps you glide through these years instead of grinding, asks Ramalingam Kalirajan
Overlap refers to the same stocks appearing across fund portfolios.
'Given that India underperformed emerging markets by 28 per cent in 2025, the worst performance in over 30 years, the timing of the sharp STT hike could have been better.'
'In the last one year, we have added more than Rs 1.7 trillion, and we are on track.'
Fund managers advise conservative investors to cap midcap exposure at 10 to 15 per cent of their equity portfolio.
Taxpayers should consider ITR-U if they omitted income, wrongly claimed deductions or exemptions, or made reporting errors that led to a shortfall in tax payment.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Dabur's business update for Q3FY26 indicated mid-single digit consolidated revenue growth. The guidance is that growth in operating and net profits will beat revenue growth. In the domestic business, home and personal care (HPC) revenue grew in double digits, while healthcare is likely to post a sequential growth in low-single digits.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
The fact that a major studio put out a silent film starring some of the biggest names in the industry in these concerning times for the film business is the one big takeaway from Gandhi Talks, notes Arjun Menon.
'When markets go into a budget with excessive optimism, the risk of disappointment is higher.'
The fiscal tilt towards capex benefits companies in investment-related sectors like capital goods, defence equipment, engineering & construction and metal & mining. The planned cut in revenue expenditure will weigh on companies in consumption sectors like FMCG, consumer durables and retail.
Flexicap fund performance depends heavily on the fund manager's decisions.
'This Budget has a one-year agenda, which you can call the sprint, and the marathon is towards Viksit Bharat.'
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
The RBI has flagged concerns over rising volatility in gold prices and advised lenders to exercise caution in the gold loan segment.
Budget 2026 sticks to fiscal discipline, shuns populist measures despite five key state elections coming up, but ends up rattling stock markets with a higher transaction tax on derivatives trading.
Civil unrest in Iran has started impacting India's basmati rice exports to the country, leading to a sharp fall in domestic prices, as exporters face payment delays and mounting uncertainties, an industry body said on Tuesday. The Indian Rice Exporters Federation (IREF) urged exporters to reassess risks on Iranian contracts and adopt secured payment mechanisms, warning against over-leveraging inventories meant for the Iranian market.
Congress leader Shashi Tharoor addresses concerns about his recent statements, asserting his alignment with the party's principles and goals.
Under the defence partnership, India and the UAE are eyeing defence industrial collaboration and cooperation in advanced technologies, cyberspace training, special operations, interoperability of their militaries and counter terrorism.
'We kept this Budget on a larger plank, rather than on one incident, however serious.'
A diarrhoea outbreak in Indore, India, has resulted in multiple deaths, with contaminated water suspected as the cause. Authorities are investigating and providing assistance to affected families.
'A breakout above 158,000 to 160,000 could trigger the next leg higher toward 165,000 to 170,000.'
The forthcoming Budget could think of maintaining public capital expenditure at 3 per cent so that domestic resources are available for private investments, points out N R Bhanumurthy.
Worries about global politics and trade are pulling the Nifty 50 down. Experts say the market could drop further low.
